Whether you have been a doctor for only a short time or many years, there is a high likelihood you enjoy your job.
That said have you ever taken the time to think about what you would do if you had to suddenly stop practicing? Even if you were able to return to practicing, the gap in periods could prove devastating.
So, are you as protected as you should be?
Don’t Lose Sight of what is Important
In looking at where your practice stands now, are you confident you and it are headed in the right direction?
For example, what would you do if confronted with a serious injury or illness? Is your practice going to be able to withstand such a thing?
For many doctors, the key is making sure they have top disability insurance for doctors.
Such insurance makes it easier for physicians and dentists to feel a sense of security. That is as they deal with a major medical event in their lives.
Yes, while your well-being will always be the most important thing, finances matter too.
So, take stock of the coverage you have.
The right coverage can make all the difference in the world. That is should you have to stop practicing medicine for a period of time or even forever.
It is also important to have an office plan in place should you have to step aside for any extended period of time.
As an example, are you in practice with one or more doctors? If so, this can make it easier for you to take the time away you need to get better. In the event you are on your own, you may be forced with having to sell your practice or close it altogether.
As part of your game plan, you also want to be sure you have the most qualified staff working under you. The people under you will be counted on to step up and do more. This is especially true if you have another doctor or doctors coming in to help you out for a period of time.
The bottom line is doing all you can to be sure you are not caught off guard should something major happen in your life.
Taking Care of You
You can never be certain something eventful will not happen that can derail your career. That said try your best to take care of yourself.
For starters, are you in good health?
Yes, believe it or not, some physicians do not do all that good of a job of taking care of their own healthcare needs. As such, they can increase the chances of health issues befalling them.
You also want to do all you can to steer clear of major injuries. That means everything from a serious auto accident to falls and more.
At the end of the day, your ability to do your job on a weekly basis is critical. Without you, chances are you do not have a medical practice in the first place.
So, have you thought about what might happen if your practice suddenly had health issues of its own?